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Payment fee calculator

Work out what Stripe, PayPal, Paddle or Lemon Squeezy keep from a sale and what you receive, or the price to charge to receive a set amount. Fees from each provider’s own page, dated.

From the provider’s pricing page, checked 2026-10-23. International cards add 1.5% and currency conversion 1%. Fees vary by country, volume and contract: confirm yours in your account.

A marketplace's cut on top, if any.

I know
You receive
19.12
Fees
0.88
Fees as share of price
4.4%

Stays on your device

Everything runs in your browser. Nothing you type is sent to Sellstamp or anyone else.

Ready to sell it?

Sellstamp gives a digital product a storefront, a checkout into your own payment account and automatic delivery. Open a free store

How to use it

  1. Choose a provider, or enter a custom percentage and fixed fee.
  2. Add a marketplace fee on top if there is one.
  3. Enter the price, or the amount you want to receive.
  4. Read the fees and the result.

Worked out in your browser

Nothing you type here is sent to Sellstamp or anyone else; the numbers, keys and text are made in this tab.

Where the fees come from

Each preset is the standard rate on the provider’s own pricing page for the stated country, read on 23 October 2026: Stripe 2.9% + $0.30 for US cards (international cards add 1.5%, currency conversion 1%); PayPal Checkout 3.49% + $0.49 and PayPal card payments 2.99% + $0.49 in the US; Paddle and Lemon Squeezy 5% + $0.50 as merchants of record. Your rate can differ by country, volume or contract, so check your own account. Gumroad is not a preset: its pricing page did not make clear whether card processing is charged on top, so use the custom fields with your own figures.

The arithmetic

Fee = price × percentage + fixed fee, rounded to the cent. To receive a set amount, price = (amount + fixed fee) ÷ (1 − percentage), rounded up so you are never a cent short.

Questions

How much does Stripe take from a $20 sale?

At 2.9% + $0.30 for a US card, $0.88, leaving $19.12. An international card adds 1.5%.

What should I charge to receive $50 after PayPal fees?

Choose PayPal Checkout and “What I want to receive”, and enter 50: at 3.49% + $0.49 that is $52.32.

What is a merchant of record?

A company that sells your product to the customer on your behalf and handles sales tax, as Paddle and Lemon Squeezy do; their fee covers that.

Are these fees current?

They were read from each provider’s pricing page on 23 October 2026. Providers change fees; check yours.

Does Sellstamp add a fee per sale?

Sellstamp’s own plans and fees are on its pricing page; payments go into your own Stripe, PayPal or other account at that provider’s rates.