SellstampChargeback rate calculator
Calculate your dispute (chargeback) activity for a month and how far it is from 0.75%, the level Stripe’s documentation says the industry treats as excessive.
All of them, won or lost: both count.
- Dispute activity
- 0.5%
- Against 0.75%
- Below
- More disputes before 0.75%
- 2
Stripe’s documentation says the card processing industry treats dispute activity above 0.75% as excessive (checked 2026-10-23). Card networks run their own monitoring programmes with their own thresholds, and a sudden rise can matter before any threshold: ask your processor what applies to you.
Stays on your device
Everything runs in your browser. Nothing you type is sent to Sellstamp or anyone else.
Ready to sell it?
Sellstamp gives a digital product a storefront, a checkout into your own payment account and automatic delivery. Open a free store
How to use it
- Enter successful payments for the month.
- Enter disputes received in the same month, won or lost.
- Read your dispute activity and how many more disputes would pass 0.75%.
Worked out in your browser
Nothing you type here is sent to Sellstamp or anyone else; the numbers, keys and text are made in this tab.
The measure, and the threshold
Dispute activity is disputes received in a period divided by successful payments in the same period; disputes you win count too. Stripe’s documentation (read 23 October 2026) says the card processing industry recognises dispute activity above 0.75% as excessive, and that a sudden spike can lead to monitoring before that. Visa and Mastercard run their own programmes with their own thresholds, so ask your processor which apply to you.
Questions
What is a chargeback rate?
The share of payments that customers disputed with their bank in a period. Processors usually measure disputes received this month against payments this month.
Do won disputes count?
Yes. Every dispute counts toward the rate, which is why prevention matters more than winning.
What happens above 0.75%?
You risk card-network monitoring programmes and fines, and your processor may hold funds or close the account.
How do I lower it?
Clear product descriptions, a recognisable statement descriptor, fast support and easy refunds, and fraud screening.
Related tools
SKU generator
Variant codes for every combination.Digital delivery email template
The email that delivers a download.License key generator
Unique keys with a typo-catching check.EULA generator
A software licence agreement template.Digital product license generator
Personal, commercial or extended terms.Product description generator
A brief into three description lengths.
Popular free tools
QR code generator
Any link or text to a QR code, with a logo in the middle.Background remover
A transparent PNG, cut out without uploading the photo.Invoice generator
Line items, tax and a total, ready to print or save as a PDF.Image resizer
Exact pixels or a percentage, as PNG, JPEG or WebP.Logo maker
A mark, a monogram or a wordmark, as a transparent PNG and an SVG.Profit margin calculator
Cost and price to margin, or a target margin to the price that hits it.